1. Self-financing scheme of Indian ministry of Labour and Employment
2. Monthly contribution of both employer and employee at a fixed percentage of wages of concerned employee.
3. Apart from employer and employee, State governments also contributes 12.5 % (1/8 share) of the cost of medical benefits to the employee.

1. Non-power using factories and establishments having not less than 20 employees.
2. Factories and establishments using power and having not less than 10 employees. It covers the following establishments (This is regulated by State Governments and some states require minimum 20 employees and does not include Medical & Educational Institutions):

1. 1. Shops
   2. Hotels or restaurants
   3. Cinemas
   4. Non-banking financial companies
   5. Airport authorities
   6. Warehousing establishment
   7. Contract and permanent employees of Municipal Corporation/ Municipal Bodies
   8. Roadside Motor Transport Establishments
   9. Newspaper establishments
   10. Private Medical Institutions
   11. Other Educational Institutions
   12. Port authorities

Subject to the provisions of Chapter V of Employees’ State Insurance Act, 1948, the insured employee will get the benefits under following circumstances:

• Accidents happening while commuting to the place of work and vice versa
• Any Occupational disease
• Disablement benefit (Temporary & Permanent disablement)
• Accidents happening while travelling in employer’s transport
• Accidents happening while meeting emergency (during the course of employment)
• Maternity Benefit
• Sickness benefit.
• Benefits to the dependents of employee
• Other medical benefits to employee and his/her family members
• Support to the family members after death of employee
• Old age care
• Funeral Expenses

Note: No cash will be provided to the employee or his/ her family members in case of medical emergency but it will be covered under the scheme as follow:

• No need to pay the expenses on ESI hospitals and dispensaries
• There will be reimbursement against the bills of medical expenses

1. Contribution of employer and employee of 3.25 % and 0.75% respectively of the wages of the employee.
2. Filing of ESI returns twice in a year with the following documents:

1. 1. Copy of Daily Attendance Register of the employees
   2. Form 6
   3. Copy of Register of wages
   4. Monthly returns and challans
   5. Details of accidents on the working area of business

• Certificate of Incorporation/ Registration Certificate
• Memorandum and Articles of Association/ Trust Deed/ Partnership deed
• License issued under Shops and Establishment Acts/ Factories Act
• Address Proof (may submit rent receipts)
• GST Registration Certificate
• PAN of the entity
• Employees’ details along with their position, salary and other essential particulars
• Bank Statement
• Cancelled cheque of the Company bank account
• List of directors and shareholders
• Digital Signature of anyone of the director

From the Employee: